Address Queries
Address queries on the reasons for rejection
Financial Advisory
Advice on how to improve eligibility for financing in the future
Alternative Financing/Solutions
Financing from alternative sources, where viable (for SMEs);or alternative solutions (e.g. information on income generation activities, for homebuyers
WHAT IS MyKNP AND WHAT DOES IT DO?
MyKNP is a collaborative effort by BNM, CGC and AKPK to provide advisory assistance to unsuccessful applicants for SME and home financing.
The objective is to nurture and advise applicants to better understand the factors affecting their financing application and improve their eligibility for future financing from the formal financial system.
SME financing Home financingWatch Video
MyKNP Video Series
Majlis Pelancaran MyKNP
Highlights during the launch of MyKNP by Bank Negara Malaysia's Governor Datuk Nor Shamsiah Mohd Yunus on 21 August 2019.
Awesome Adventure
Find out how our entrepreneurs successfully obtain financing after being rejected previously. Want to be like them?
Breena Beauty
Find out how our entrepreneurs successfully obtain financing after being rejected previously. Want to be like them?
Yoong Ly Transportation
Find out how our entrepreneurs successfully obtain financing after being rejected previously. Want to be like them?
The Journey
How it Works
Step 1
¡°My application for financing was unsuccessful.
What should I do?¡±
Step 2
Seek clarification on unsuccessful application
SME¡¯s and individual can seek clarification from financial institution
Step 3
Reach Financing Advisory Service
Contact AKPK and CGC for advisory or visit their websites:
MyKNP@AKPK
MyKNP@CGC
Step 4
Receive financial advisory from CGC or AKPK
Advisory on tips to improve eligibility and alternative sources of finance
Step 5
¡°Now I know what to do before I try again¡±
Experience of SMEs and Homebuyers
Testimonials
"Tabung Khas membantu saya mendapatkan modal untuk membangunkan butik pakaian kanak-kanak."
"Saya ingin mengembangkan perniagaan Nata De Coco dan Jelly tetapi kekurangan modal. Setelah berbincang dengan pihak bank akhirnya saya berjaya mendapat pembiayaan untuk membina kilang baharu"
"Saya ingin meningkatkan pengeluaran menggunakan peralatan berteknologi tinggi untuk ladang Strawberi saya. Amat mudah mendapatkan pembiayaan setelah pihak bank mengkaji keupayaan saya menguruskan ladang"
MyKNP is a collaboration of
Bank Negara Malaysia
Enquiries: bnm.gov.my/bnmlink
Operating Hours: 9:00 a.m. - 5:00 p.m.
(Monday - Friday)
Telephone: 1-300-88-5465 (1-300-88-LINK)
Credit Guarantee Corporation
Website: imSME.com.my
Email: myknp@cgc.com.my
Operating Hours: 8:30 a.m. - 5:30 p.m.
(Monday - Friday)
Telephone: 03-7880 0088
Agensi Kaunseling dan Pengurusan Kredit
Website: myknp.akpk.org.my
Operating Hours: 9:00 a.m. - 5:30 p.m.
(Monday - Friday)
Telephone: 03-2616 7799
